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0% Intro APR* for Purchases and Balance Transfers for 12 months
Full 5% Cashback Bonus® on gas and auto maintenance purchases*
Up to 1% Cashback Bonus on all other purchases automatically*
Unlimited cash rewards that never expire
Free Annuity Calculator
No Annual Fee
$0 Fraud Liability Guarantee
Easiest online Account management options
DOUBLE your Cashback Bonus (turn $20 into $40) when you redeem for gift cards or certificates from many of our 70 brand name partners.

Intro APR     Intro Period     Annual Fee
0%     12 Months     None

Bank of America Cash Rewards Credit Card

*Earn 1% cash back on all purchases with no limit to how much you can earn and no fees to redeem your cash back credit.
*No Annual Fee.
*100% Fraud Protection.
*Free online account management.
*0% Introductory Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
Intro APR     Intro Period     Annual Fee
0%     Your First 12 Billing Cycles     None

Chase Platinum Visa® Card

0% Intro APR for up to 12 months* on purchases and balance transfers
The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history.
No Annual Fee
Flexible Rewards Program: Earn one point per dollar spent2. Redeem for your choice of Cash Back, Merchandise, Travel or Gift Cards.
FREE Online Account Access
FREE travel services including Auto Rental Insurance and $500,000 Worldwide Travel Accident Insurance

Intro APR     Intro Period     Annual Fee
0%     12 Months     None

Chase Free Cash RewardsSM Visa® Card

Earn 1 point for every dollar in purchases – Choose from a variety of great brand name products.
1,000 Bonus Points with your first purchase
Intro 0% Fixed APR for up to 12 months* on all purchases and balance transfers
The time period for the introductory APR and the balance transfers to which it will apply will be based on our review of your application and credit history
No Annual Fee
Use our free annuities calculator
Get your rewards with as few as 2,500 points
Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned

Intro APR     Intro Period     Annual Fee
0%     Up to 12 Months     None

Starwood Preferred Guest® Credit Card from American Express

Earn 10,000 Starpoints with your first purchase – that’s good for up to 3 free nights!
Earn 1 Starpoint for virtually every dollar you spend on the Card
Redeem at over 825 participating Starwood hotels and resorts worldwide with no blackout dates
Transfer to over 30 frequent flyer programs, most on a one-to-one basis
Save on business purchases at companies like FedEx® and Hertz®
Fee-free for your first year

Intro APR     Intro Period     Annual Fee
2.9%     Up to 6 months     First year fee-free

Blue from American Express®

Fee-Free Rewards Program

0% APR for up to 15 months

No Annual Fee

Low Balance Transfer APR – 4.99% Fixed APR for the life
of the balance.

Blue is your launch pad to standout shopping and
entertainment rewards and one-of-a-kind experiences.

Intro APR     Intro Period     Annual Fee
0%     Up to 15 Months     None

American Express® Preferred Rewards Gold Card

First year fee-free – $125 Thereafter

Get 10,000 Membership Rewards® points redeemable for Rewards right away

No Pre-Set Spending Limit

Gold Card Events—exclusive access to tickets for select concerts, shows,
major sporting events, and more in cities nationwide

Global Assist® Plus Hotline and many more benefits included.

Intro APR     Intro Period     Annual Fee
0%     n/a     First Year Free

Bank of America Rewards™ American Express® Card

0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
Get Double Points on dining and travel purchases through January 1, 2007§
No annual fee and the flexibility to pay over time
Reedeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates§
Earn one point for every net retail purchase dollar§
Access to special Cardmember offers from American Express to save on shopping, dining, travel, hotels, and much more.
Free 24/7 Concierge Service
Card issued by FIA Card Services, NA.

Intro APR     Intro Period     Annual Fee
0%     12 Months     None

Business Gold Rewards Card from American Express

Earn up to 100,000 points or more in the first year
Automatic enrollment in the Membership Rewards® program
No pre-set spending limit*
No finance charges
Ongoing savings at AT&T, FedEx®, Staples®, Hertz®, and more
Pose questions and get insights from small business experts

Intro APR     Intro Period     Annual Fee
0%     n/a     See Website

Chase Platinum Visa® Business Card

Save with 0% APR for up to 12 months on purchases and balance transfers*

Free Online Reporting – Quarterly reports enable you to monitor your business spending.
No Annual Fee

Platinum Business Benefits – Valuable benefits such as Travel and Emergency Assistance, Purchase Security and Extended Protection, and up to $1,000,000 Travel Accident Insurance.

Visa Business Partner Advantage – Savings of up to 20% from leading retailers with special offers on computer equipment, office supplies and more.

Intro APR     Intro Period     Annual Fee
0%     12 Months     None

Discover® Business Card

0% Intro APR* on Purchases for 12 months

5.99% Intro APR* on Balance Transfers for 9 months

5% Cashback Bonus® on office supplies, 2% on gas and up to 1% on all other purchases*

Earn Cashback Bonus with Fee-free PurchaseChecks to pay merchants who don’t accept credit cards*

No Annual Fee, and Unlimited rewards that never expire

Intro APR     Intro Period     Annual Fee
0%     12 Months     None

The GM Business Card from Chase

Get 3% Earnings1 on fuel purchases at the pump, at restaurants, office supply stores and at authorized GM Dealers on GM parts and service.

Get 1% Earnings1 on ALL other credit card purchases.

No Caps, No Limits
- Unlike most other reward cards, there are NO caps placed on Earnings
and Earnings are not limited to specific GM vehicles. Your Earnings are
valid for 5 full years and can be redeemed toward the latest Chevrolet,
GMC, Pontiac, Buick, Cadillac, Saturn or Hummer vehicles.

Accelerate your Earnings with free cards for each of your employees.

Get a $600 statement credit every time you purchase or lease an eligible new GM vehicle though the GM Business Choice program.1

New online tools
deliver vital business management capabilities including the ability to
manage financial data, set email alerts, conduct spending analysis,
manage changes to your account and download reports.

You’ve built your business, you deserve to reap the rewards.
Intro APR     Intro Period     Annual Fee
0%     First 12 billing cycles     None

Orchard Bank Platinum MasterCard®

Enjoy the prestige of Platinum with no up front fees

Premium Platinum benefits including Purchase Protection

Great credit card to strengthen your credit

Reports to all 3 credit bureaus monthly, which can help improve your credit score

Free Online 24-hour Account Access and Bill Pay

Periodic credit limit increases

4 Plastic Designs to choose from

Choose your own Plastic

Intro APR     Intro Period     Annual Fee
14.9%     See website     $39-59

Chase Amazon.com Platinum Visa® Card

Earn 1,500 Bonus Points2 after your first purchase with your Amazon.com Visa<® Card

Free rewards that come quickly, easily, and automatically1

Earn 3 reward points for every dollar spent at Amazon.com

Earn 1 reward point for every dollar spent on purchases elsewhere

For every 2,500 reward points, you’ll receive a $25 Amazon.com Reward Certificate

0% intro APR for 6 months on purchases and balance transfers, variable rate thereafter*

Recognized everywhere Visa is accepted

No Annual Fee

Zero Liability on Unauthorized Purchasesπ

Intro APR     Intro Period     Annual Fee
0%     6 Months     None

Chase BP Visa® Rewards Card

Earn up to 10% in rebates

Earn up to 5% in rebates

Rebates and Redemption

There’s no limit to the amount of rebates you can earn!

Every time you accumulate at least $25 in rebates, you decide how and when to redeem your reward. Redeem for your choice of:

A BP Gift Card

A check made payable to you

A donation to The Conservation Fund

  • 0% Intro APR* for Purchases and Balance Transfers for 12 months
  • Full 5% Cashback Bonus® on gas and auto maintenance purchases*
  • Up to 1% Cashback Bonus on all other purchases automatically*
  • Unlimited cash rewards that never expire
  • No Annual Fee
  • $0 Fraud Liability Guarantee
  • Easiest online Account management options
  • DOUBLE your Cashback Bonus (turn $20 into $40) when you redeem for gift cards or certificates from many of our 70 brand name partners.

Intro APR Intro Period Annual Fee
0% 12 Months None
Bank of America Cash Rewards Credit Card
*Earn 1% cash back on all purchases with no limit to how much you can earn and no fees to redeem your cash back credit.
*No Annual Fee.
*100% Fraud Protection.
*Free online account management.
*0% Introductory Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.

Intro APR Intro Period Annual Fee
0% Your First 12 Billing Cycles None
Chase Platinum Visa® Card
  • 0% Intro APR for up to 12 months* on purchases and balance transfers
  • The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history.
  • No Annual Fee
  • Flexible Rewards Program: Earn one point per dollar spent2. Redeem for your choice of Cash Back, Merchandise, Travel or Gift Cards.
  • FREE Online Account Access
  • FREE travel services including Auto Rental Insurance and $500,000 Worldwide Travel Accident Insurance

Intro APR Intro Period Annual Fee
0% 12 Months None
Chase Free Cash RewardsSM Visa® Card
  • Earn 1 point for every dollar in purchases – Choose from a variety of great brand name products.
  • 1,000 Bonus Points with your first purchase
  • Intro 0% Fixed APR for up to 12 months* on all purchases and balance transfers
  • The time period for the introductory APR and the balance transfers to which it will apply will be based on our review of your application and credit history
  • No Annual Fee
  • Get your rewards with as few as 2,500 points
  • Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned

Intro APR Intro Period Annual Fee
0% Up to 12 Months None
Starwood Preferred Guest® Credit Card from American Express
  • Earn 10,000 Starpoints with your first purchase – that’s good for up to 3 free nights!
  • Earn 1 Starpoint for virtually every dollar you spend on the Card
  • Redeem at over 825 participating Starwood hotels and resorts worldwide with no blackout dates
  • Transfer to over 30 frequent flyer programs, most on a one-to-one basis
  • Save on business purchases at companies like FedEx® and Hertz®
  • Fee-free for your first year

Intro APR Intro Period Annual Fee
2.9% Up to 6 months First year fee-free
Blue from American Express®
  • Fee-Free Rewards Program
  • 0% APR for up to 15 months
  • No Annual Fee
  • Low Balance Transfer APR – 4.99% Fixed APR for the life
    of the balance.
  • Blue is your launch pad to standout shopping and
    entertainment rewards and one-of-a-kind experiences.

Intro APR Intro Period Annual Fee
0% Up to 15 Months None
American Express® Preferred Rewards Gold Card
  • First year fee-free – $125 Thereafter
  • Get 10,000 Membership Rewards® points redeemable for Rewards right away
  • No Pre-Set Spending Limit
  • Gold Card Events—exclusive access to tickets for select concerts, shows,
    major sporting events, and more in cities nationwide
  • Global Assist® Plus Hotline and many more benefits included.

Intro APR Intro Period Annual Fee
0% n/a First Year Free
Bank of America Rewards™ American Express® Card
  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
  • Get Double Points on dining and travel purchases through January 1, 2007§
  • No annual fee and the flexibility to pay over time
  • Reedeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates§
  • Earn one point for every net retail purchase dollar§
  • Access to special Cardmember offers from American Express to save on shopping, dining, travel, hotels, and much more.
  • Free 24/7 Concierge Service
  • Card issued by FIA Card Services, NA.

Intro APR Intro Period Annual Fee
0% 12 Months None
Business Gold Rewards Card from American Express
  • Earn up to 100,000 points or more in the first year
  • Automatic enrollment in the Membership Rewards® program
  • No pre-set spending limit*
  • No finance charges
  • Ongoing savings at AT&T, FedEx®, Staples®, Hertz®, and more
  • Pose questions and get insights from small business experts

Intro APR Intro Period Annual Fee
0% n/a See Website
Chase Platinum Visa® Business Card
  • Save with 0% APR for up to 12 months on purchases and balance transfers*
  • Free Online Reporting – Quarterly reports enable you to monitor your business spending.
  • No Annual Fee

  • Platinum Business Benefits – Valuable benefits such as Travel and Emergency Assistance, Purchase Security and Extended Protection, and up to $1,000,000 Travel Accident Insurance.
  • Visa Business Partner Advantage – Savings of up to 20% from leading retailers with special offers on computer equipment, office supplies and more.

Intro APR Intro Period Annual Fee
0% 12 Months None
Discover® Business Card
  • 0% Intro APR* on Purchases for 12 months
  • 5.99% Intro APR* on Balance Transfers for 9 months
  • 5% Cashback Bonus® on office supplies, 2% on gas and up to 1% on all other purchases*
  • Earn Cashback Bonus with Fee-free PurchaseChecks to pay merchants who don’t accept credit cards*
  • No Annual Fee, and Unlimited rewards that never expire

Intro APR Intro Period Annual Fee
0% 12 Months None
The GM Business Card from Chase
  • Get 3% Earnings1 on fuel purchases at the pump, at restaurants, office supply stores and at authorized GM Dealers on GM parts and service.
  • Get 1% Earnings1 on ALL other credit card purchases.
  • No Caps, No Limits
    - Unlike most other reward cards, there are NO caps placed on Earnings
    and Earnings are not limited to specific GM vehicles. Your Earnings are
    valid for 5 full years and can be redeemed toward the latest Chevrolet,
    GMC, Pontiac, Buick, Cadillac, Saturn or Hummer vehicles.
  • Accelerate your Earnings with free cards for each of your employees.
  • Get a $600 statement credit every time you purchase or lease an eligible new GM vehicle though the GM Business Choice program.1
  • New online tools
    deliver vital business management capabilities including the ability to
    manage financial data, set email alerts, conduct spending analysis,
    manage changes to your account and download reports.

You’ve built your business, you deserve to reap the rewards.


Intro APR Intro Period Annual Fee
0% First 12 billing cycles None
Orchard Bank Platinum MasterCard®
  • Enjoy the prestige of Platinum with no up front fees
  • Premium Platinum benefits including Purchase Protection
  • Great credit card to strengthen your credit
  • Reports to all 3 credit bureaus monthly, which can help improve your credit score
  • Free Online 24-hour Account Access and Bill Pay
  • Periodic credit limit increases
  • 4 Plastic Designs to choose from
  • Choose your own Plastic

Intro APR Intro Period Annual Fee
14.9% See website $39-59
Chase Amazon.com Platinum Visa® Card
  • Earn 1,500 Bonus Points2 after your first purchase with your Amazon.com Visa<® Card
  • Free rewards that come quickly, easily, and automatically1
    • Earn 3 reward points for every dollar spent at Amazon.com
    • Earn 1 reward point for every dollar spent on purchases elsewhere
    • For every 2,500 reward points, you’ll receive a $25 Amazon.com Reward Certificate
  • 0% intro APR for 6 months on purchases and balance transfers, variable rate thereafter*
  • Recognized everywhere Visa is accepted
  • No Annual Fee
  • Zero Liability on Unauthorized Purchasesπ

Intro APR Intro Period Annual Fee
0% 6 Months None
Chase BP Visa® Rewards Card
  • Earn up to 10% in rebates
  • Earn up to 5% in rebates
  • Rebates and Redemption
  • There’s no limit to the amount of rebates you can earn!
  • Every time you accumulate at least $25 in rebates, you decide how and when to redeem your reward. Redeem for your choice of:
  • A BP Gift Card
  • A check made payable to you
  • A donation to The Conservation Fund

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